Around 15 years ago I've encountered the same situation with a business PayPal account.
I was informed several times by e-mail that they were going to close my account. I never reacted, so they closed it.
Few years ago I've made a personal account connected to my e-mail address and to my euro bank account.
So far, so good. I got some euros there and donated some euros to other open source projects (Eclipse, Debian, LO, etc.)
I probably sometimes have to accept some compromises.